VA LOANS

What is a VA Loan?

A VA loan is a mortgage offered through the Department of Veterans Affairs program and insured by the United States government through the Government National Mortgage Association (GNMA). The VA sets the qualifying standards, dictates the terms of the mortgages offered and guarantees a portion of the loan, but doesn't actually offer the financing. VA home loans are provided by private lenders, such as banks and mortgage companies.

Qualifying Requirements: